@import url('https://fonts.googleapis.com/css2?family=Barlow+Condensed:wght@500;600;700;800&family=Inter:wght@400;500;600;700;800&display=swap');

:root{--navy:#0b2d58;--blue:#13549c;--red:#e32131;--ink:#182b41;--muted:#566a7e;--light:#f1f6fb;--maxw:1160px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:15px/1.75 Inter,Arial,sans-serif;color:var(--ink);background:#fff}a{color:var(--blue)}img{display:block;width:100%;object-fit:cover}h1,h2,h3,.brand{font-family:'Barlow Condensed',Arial,sans-serif;line-height:1.08}h1{font-size:clamp(42px,5vw,74px);text-transform:uppercase;max-width:12ch;margin:10px 0 20px;color:#fff}h2{font-size:clamp(30px,3.5vw,46px);margin:0 0 20px;color:var(--navy)}h3{font-size:24px;margin:0 0 12px;color:var(--navy)}p{margin:0 0 18px}.container{width:min(var(--maxw),calc(100% - 44px));margin:auto}.skip-link{position:absolute;left:-999px;top:0;background:white;padding:12px;z-index:99}.skip-link:focus{left:10px}.topline{background:var(--navy);color:#e3effb;font-size:11px}.topline .container{display:flex;justify-content:space-between;gap:12px;padding:7px 0}.topline a{color:#fff;text-decoration:none}.masthead{background:#fff}.masthead-in{width:min(var(--maxw),calc(100% - 44px));margin:auto;display:flex;justify-content:space-between;align-items:center;padding:20px 0}.brand{font-size:30px;font-weight:800;text-transform:uppercase;color:var(--navy);text-decoration:none;letter-spacing:-.6px}.brand span{color:var(--red)}.masthead-tag{font-size:12px;color:var(--muted)}.nav{border-top:1px solid #e9eef4;border-bottom:1px solid #e9eef4;background:#fff;position:relative;z-index:20}.nav-in{width:min(var(--maxw),calc(100% - 44px));margin:auto;display:flex;align-items:center;gap:22px}.nav-list{display:flex;list-style:none;padding:0;margin:0;gap:4px;flex:1}.nav-item{position:relative}.nav-link{display:block;border:0;background:transparent;padding:16px 14px;font:700 12px Inter,sans-serif;text-decoration:none;color:var(--navy);cursor:pointer;text-transform:uppercase}.nav-link:hover{color:var(--red)}.dropdown{display:none;position:absolute;top:100%;left:0;width:275px;padding:8px;background:white;box-shadow:0 15px 40px #001b3b30}.nav-item:hover .dropdown,.nav-item:focus-within .dropdown{display:block}.dropdown a{display:block;padding:9px;color:var(--ink);font-size:12px;text-decoration:none}.dropdown a:hover{background:var(--light)}.nav-phone{background:var(--red);border-radius:30px;padding:10px 18px;color:white;text-decoration:none;font-weight:800;white-space:nowrap}.nav-toggle{display:none}.hero{background:linear-gradient(110deg,#092448 0%,#13549c 65%,#2374bc 100%);color:#fff;overflow:hidden}.hero-layout{display:grid;grid-template-columns:54% 46%;min-height:510px;align-items:stretch}.hero-copy{padding:80px 28px 72px 0;position:relative;z-index:2}.eyebrow,.section-label{font-size:12px;text-transform:uppercase;font-weight:800;letter-spacing:.13em;color:#9fd0ff}.hero p{max-width:50ch;color:#e5effa}.hero-image{position:relative;min-height:400px}.hero-image img{height:100%;object-position:50% 50%}.hero-image:before{content:'';position:absolute;inset:0;background:linear-gradient(90deg,#13549c 0%,transparent 35%);z-index:1}.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:40px;padding:13px 24px;min-height:48px;text-decoration:none;font-size:13px;font-weight:800;transition:transform .2s}.btn:hover{transform:translateY(-2px)}.btn-accent{background:var(--red);color:white}.btn-ghost{border:2px solid currentColor;color:inherit}.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.trust-strip{position:relative;z-index:5;display:grid;grid-template-columns:repeat(4,1fr);background:white;box-shadow:0 15px 35px #123e6a1c;border-radius:12px;margin-top:-35px;padding:22px 12px}.trust-item{text-align:center;padding:0 12px;font-size:12px;font-weight:700;line-height:1.45;color:var(--navy);border-right:1px solid #e6eef6}.trust-item:last-child{border:0}.trust-item strong{display:block;font-size:24px;color:var(--blue);margin-bottom:6px}.section{padding:80px 0}.intro-grid,.story-grid{display:grid;grid-template-columns:1.3fr .8fr;gap:70px;align-items:center}.intro-grid .side-photo img{border-radius:12px;max-height:390px}.band{background:var(--navy);color:white}.band h2,.band h3,.band a{color:white}.band .card h3 a{color:var(--navy)}.band .card p{color:var(--muted)}.grid{display:grid;gap:18px}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-2{grid-template-columns:repeat(2,1fr)}.card{padding:27px 23px;background:white;border:1px solid #e5ebf2;border-radius:10px;box-shadow:0 8px 24px #052f5410}.card h3 a{text-decoration:none;color:var(--navy)}.card p{font-size:13px;color:var(--muted)}.card-link{font-weight:800;text-decoration:none;color:var(--red)!important;font-size:12px}.service-intro{text-align:center;max-width:780px;margin:0 auto 35px}.feature{border-left:3px solid var(--red);padding:0 0 0 20px;margin:0 0 30px}.feature h3{font-size:26px}.feature p{color:inherit}.section.prose-section{background:#f6f9fc}.prose{max-width:100%}.area-cols{columns:2}.area-cols ul{list-style:none;padding:0}.area-cols a{text-decoration:none;font-size:13px}.area-cols li{margin:0 0 8px}.faq{background:#f4f7fb;color:var(--ink)}.faq h2{color:var(--navy)}.faq details{border:1px solid #e2eaf3;background:white;border-radius:8px;margin-bottom:10px}.faq summary{padding:18px 22px;cursor:pointer;font-weight:700}.faq-body{padding:0 22px 12px}.cta-band{background:linear-gradient(105deg,#0b2d58,#155aab);color:white}.cta-band h2{color:white}.cta-band .btn-ghost{color:white}.site-footer{background:#082448;color:#c4d5e8}.site-footer .container{padding-top:60px;padding-bottom:25px}.footer-grid{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:35px}.site-footer h3{font-size:20px;color:white}.site-footer ul{list-style:none;padding:0}.site-footer li{margin-bottom:8px}.site-footer a{color:#d4e3f4;text-decoration:none;font-size:12px}.footer-legal{margin-top:38px;padding-top:18px;border-top:1px solid #36526e;font-size:11px}.sticky-cta{display:none}:focus-visible{outline:3px solid #ffbb44;outline-offset:3px}@media(max-width:850px){.hero-layout{grid-template-columns:1fr}.hero-copy{padding:60px 0 30px}.hero-image{height:320px;min-height:0}.hero-image:before{background:linear-gradient(180deg,#13549c,transparent 50%)}.intro-grid,.story-grid{grid-template-columns:1fr;gap:25px}.grid-3{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:repeat(2,1fr)}.nav-in{flex-wrap:wrap}.nav-toggle{display:block;border:0;background:white;padding:14px 0;color:var(--navy);font-weight:800}.nav-list{display:none;width:100%;order:3;flex-direction:column}.nav-list.open{display:flex}.nav-item{width:100%}.dropdown{position:static;width:100%;box-shadow:none}.nav-item.open .dropdown{display:block}.nav-phone{margin-left:auto}.trust-strip{grid-template-columns:repeat(2,1fr);row-gap:15px}}@media(max-width:560px){.masthead-in{padding:15px 0}.brand{font-size:24px}.masthead-tag{display:none}.topline .container{flex-direction:column;gap:0}.grid-2,.grid-3,.footer-grid{grid-template-columns:1fr}.section{padding:55px 0}.hero-copy{padding-top:45px}.hero-image{height:260px}.trust-strip{margin-top:-15px}.trust-item{padding:10px 5px}.area-cols{columns:1}.sticky-cta{display:block;position:fixed;bottom:0;left:0;right:0;background:var(--red);z-index:40;text-align:center}.sticky-cta a{display:block;padding:12px;color:white;text-decoration:none;font-weight:800}body{padding-bottom:50px}}
/* ---- V5 additions ---- */
h1{max-width:20ch}
.has-dropdown.open .dropdown{display:block}
.dropdown{z-index:30;max-height:70vh;overflow:auto}
.dropdown .view-all{font-weight:800;color:var(--red);border-top:1px solid #e9eef4;margin-top:4px}
button.nav-link{font-family:inherit}
.nav-caret{font-size:10px}
.nav-link[aria-current="page"]{color:var(--red)}
.badge-live{display:inline-flex;align-items:center;gap:8px;background:#ffffff1f;border:1px solid #ffffff40;border-radius:30px;padding:6px 14px;font-size:12px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:#fff;margin:0 0 10px}
.badge-live .dot{width:9px;height:9px;border-radius:50%;background:#4ade80;box-shadow:0 0 0 4px #4ade8040}
.chip-row{list-style:none;display:flex;flex-wrap:wrap;gap:10px;margin:22px 0 0;padding:0}
.chip-row li{background:#fff;color:var(--navy);border-radius:30px;padding:8px 16px;font-size:12px;font-weight:800;box-shadow:0 6px 18px #0b2d5822}
.chip-strip{background:var(--light);border-bottom:1px solid #e3ebf4}
.chip-strip .chip-row{margin:0;padding:18px 0;justify-content:center}
.chip-strip .chip-row li{box-shadow:none;border:1px solid #d6e3f1}
.cta-band .chip-row{justify-content:center}
.cta-band .container{text-align:center}
.cta-band p{max-width:60ch;margin:0 auto 22px;color:#e5effa}
.cta-band .hero-actions{justify-content:center}
.cta-band.alt{background:linear-gradient(105deg,#7f1520,#e32131)}
.footer-phone{display:inline-block;font-size:20px!important;font-weight:800;color:#fff!important;margin-bottom:8px}
.footer-legal{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.footer-callline{font-weight:800;color:#fff!important;font-size:13px!important}


.section-narrow{max-width:820px;margin:0 auto}
.steps{counter-reset:s;list-style:none;padding:0;margin:0 0 20px}
.steps li{counter-increment:s;position:relative;padding:0 0 14px 46px;margin:0}
.steps li:before{content:counter(s);position:absolute;left:0;top:0;width:32px;height:32px;border-radius:50%;background:var(--red);color:#fff;font-weight:800;text-align:center;line-height:32px;font-size:14px}
.callout{border-left:4px solid var(--red);background:#fff4f4;padding:16px 20px;border-radius:0 8px 8px 0;margin:0 0 22px}
.callout.info{border-color:var(--blue);background:#eef5fc}
.table-wrap{overflow-x:auto;margin:0 0 24px;-webkit-overflow-scrolling:touch}
table.data{border-collapse:collapse;width:100%;min-width:520px;font-size:14px;background:#fff}
table.data th,table.data td{border:1px solid #dbe5f0;padding:11px 14px;text-align:left;vertical-align:top}
table.data th{background:var(--navy);color:#fff;font-weight:700}
.zip-row{list-style:none;display:flex;flex-wrap:wrap;gap:8px;padding:0;margin:0 0 14px}
.zip-row li{background:var(--light);border:1px solid #d6e3f1;border-radius:6px;padding:5px 12px;font-weight:700;font-size:13px;color:var(--navy)}
.map-wrap{position:relative;aspect-ratio:16/9;border-radius:12px;overflow:hidden;background:#e6eef6}
.map-wrap iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
.card .card-note{font-size:12px;color:var(--muted)}
.faq-body p:last-child{margin-bottom:0}
.band .section-label,.hero .section-label{color:#9fd0ff}
@media(max-width:850px){.two-col{grid-template-columns:1fr}.chip-strip .chip-row{justify-content:flex-start}}
@media(max-width:560px){.nav-phone-label{display:none}.footer-legal{flex-direction:column}}
.footer-brand p{margin:10px 0 6px;font-size:13px}
.footer-brand .brand{color:#fff}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.crumb-bar{background:var(--light);border-bottom:1px solid #e3ebf4;font-size:12px}
.crumbs{padding:10px 0;color:var(--muted)}
.crumbs a{text-decoration:none}
.checks{list-style:none;padding:0;margin:0 0 20px}
.checks li{position:relative;padding:0 0 10px 28px}
.checks li:before{content:"\2713";position:absolute;left:0;top:0;color:var(--red);font-weight:800}
details.more{border:1px solid #dbe5f0;background:#fff;border-radius:8px;margin:0 0 12px}
details.more summary{padding:14px 18px;cursor:pointer;font-weight:700;color:var(--navy)}
.more-body{padding:0 18px 12px}
.more-body ul{padding-left:20px}
ul.src{font-size:13px}
.prose h3{margin-top:26px}
.prose .side-slot{margin:0 0 22px}
.tag-label{display:inline-block;background:var(--navy);color:#fff;font-size:11px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;padding:3px 10px;border-radius:4px;margin:0 0 8px}
.pullquote{border-left:4px solid var(--blue);margin:0 0 22px;padding:6px 0 6px 20px;font-size:17px;color:var(--navy)}
.pullquote cite{display:block;font-size:12px;color:var(--muted);margin-top:6px;font-style:normal}


/* S1-06..09 additions */
.page-head{background:linear-gradient(110deg,#092448 0%,#13549c 65%,#2374bc 100%);color:#fff;padding:56px 0 48px}
.page-head h1{max-width:22ch}
.page-head p{max-width:62ch;color:#e5effa}
.hero-solo .hero-copy{padding-right:28px}
.tier-block{margin:0 0 28px}
.tier-block h3{margin-bottom:8px}
.pin-list{list-style:none;padding:0;margin:0 0 18px;display:grid;grid-template-columns:repeat(2,1fr);gap:10px 22px}
.pin-list li{border-bottom:1px solid #e2eaf3;padding:0 0 8px;font-size:14px}
.pin-list a{font-weight:700;text-decoration:none}
.pin-list span{display:block;font-size:12px;color:var(--muted)}
.zip-groups{list-style:none;padding:0;margin:0 0 20px}
.zip-groups li{display:flex;flex-wrap:wrap;gap:8px 12px;align-items:center;margin:0 0 10px}
.zip-groups strong{min-width:112px;font-size:13px}
.zip-groups .zip-row{margin:0}
.hub-map{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
.schem-map{margin:0}
.schem-map svg{display:block;width:100%;height:auto;background:#f1f6fb;border:1px solid #d7e3f0;border-radius:10px}
.schem-map figcaption{font-size:12px;color:var(--muted);margin-top:8px}
.schem-map .pin circle.dot{fill:var(--red);stroke:#fff;stroke-width:2}
.schem-map .pin circle.hit{fill:transparent}
.schem-map .pin text{font:700 11px Inter,Arial,sans-serif;fill:var(--navy);paint-order:stroke;stroke:#f1f6fb;stroke-width:3px}
.schem-map .pin:focus-visible circle.hit,.schem-map .pin:hover circle.hit{fill:#e3213122;stroke:#ffbb44;stroke-width:2}
.schem-map .hubpin circle.dot{fill:var(--navy)}
.core-box{border:2px solid var(--navy);background:#eef4fb;border-radius:10px;padding:22px 24px;margin:22px 0}
.core-box p{margin:0}
.contact-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin:0 0 26px}
.contact-card{border:1px solid #e0e8f1;border-radius:10px;padding:22px;background:#fff}
.contact-card h3{font-size:22px}
.contact-card p{margin:0 0 8px;font-size:14px}
.contact-card .big{font:800 28px 'Barlow Condensed',Arial,sans-serif;color:var(--navy);text-decoration:none}
.contact-card.wd{border-color:var(--red)}
.faq-list details{border:1px solid #e2eaf3;background:#fff;border-radius:8px;margin-bottom:10px}
.faq-list summary{padding:16px 20px;cursor:pointer;font-weight:700}
.faq-list .faq-body{padding:0 20px 8px}
.notfound{padding:70px 0}
@media(max-width:850px){.hub-map{grid-template-columns:1fr}.pin-list{grid-template-columns:1fr}.contact-grid{grid-template-columns:1fr}}
.notfound h1{color:var(--navy);max-width:none}
.callout.warn{border-color:var(--red);background:#fff4f4}

.img-fig{margin:0 auto 22px;width:100%}.img-fig img{width:100%;height:auto;object-fit:contain;border-radius:10px;background:#eef3f8}.img-fig figcaption{font-size:13px;line-height:1.5;color:var(--muted);margin-top:8px}.intro-grid .side-photo .img-fig img{max-height:none}.hero-image img{width:100%;height:100%;object-fit:cover}.brand img{width:auto;height:72px;display:inline-block;vertical-align:middle}.site-footer .brand img{height:68px}@media(max-width:560px){.brand img{height:52px}.site-footer .brand img{height:56px}}